Steady DeFi investments

Simple.
Smart.
Secure.

PAIT is a smart autopilot - optimizing your capital through diversified DeFi strategies, with transparent risk disclosures and no lockups.

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Trusted framework for safe DeFi earnings

At PAiT, every process — from capital flow to custody — follows strict regulatory and transparency standards, reinforced by institutional-grade security and independently audited protocols, ensuring confidence at every step.

Trusted by

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PAiT makes decentralized income simple

  • 01

    One portfolio. Real diversification.

    PAIT's Autopilot automatically spreads your capital across 100+ audited yield strategies - balancing risk while keeping each exposure under 10% cap.

  • 02

    Transparent, real-time insights.

    See every position, yield source, and performance metric inside the app. Withdraw fully or partially — anytime.

  • 03

    Compliant and secure by design.

    Our solution is designed with security and compliance in mind, ensuring your funds remain yours while licensed custodians handle KYC/AML on your behalf.

Become a part of PAiT Ecosystem

Auto-Invest

Let the AI engine allocate your funds into the most rewarding, risk-balanced DeFi lending opportunities, supported by humans and continuously optimized for best rates.

PAiT Card

Spend directly from your balance — or reinvest your earnings in one tap.

One SeamlessIn-App Experience

  • Automatically allocates capital across 100+ audited on-chain strategies — one optimized portfolio for every user.

  • Real-time visibility on all positions, risk tags, and yields. Withdraw fully or partially — anytime, without lockups.

  • Hard per-protocol caps (≤1.5%), third-party audits, and 24/7 on-chain monitoring minimize exposure and prevent concentration risk.

  • Assets stay under user-controlled custody through licensed partners; PAiT never holds client funds.
    KYC/AML applied on all on- and off-ramps.

Human Controlled Autopilot

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Rewards & Passes

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Balance & Card

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Transparency Dashboard

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Meet $PAiT Token

Hold or stake PAIT Token to unlock better yields, exclusive features, and future governance rights within the PAIT economy, while considering potential risks and associated downsides.

  • 01

    Lower Fees

    Reduce transaction and withdrawal costs when using or holding PAiT.

  • 02

    Higher Profits

    Boost your returns through loyalty tiers, staking, or performance-based rewards.

  • 03

    Ecosystem Access

    Unlock premium features, partner offers, and exclusive early access to upcoming products.

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Financial technology should work for people, not the other way around. PAiT turns complexity into clarity so anyone can grow, invest, and feel in control of their capital.

— Jonas Dovydaitis, Founder & CEO

People behind the project

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Jonas
Dovydaitis

Founder & CEO

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Justinas
Areliūnas

COO & Co-founder

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Kavand
Farahmand

CTO

What we’re thinking

Our team shares insights, updates, and ideas from the studio, keeping clients and followers in the loop.

Read to our Blog!

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  • 08Dec

    BubblAI Reward Claims Now Live

  • As we continue strengthening the core foundations of the PAiT ecosystem while restructuring serveral key components, we want to address one of the most anticipated items...

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  • 30March

    From Construction to Crypto: The Story Behind PAiT.fi

  • Until 2020, I had never touched Bitcoin, never studied a stock chart, and had zero exposure to DeFi, stocks, futures, or forex...

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